Rakuten restriction: Cashback only for Bank of America credit cards, not Bilt points
Reporting from Frequent Miler

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In recent months, Rakuten started offering rewards when applying—and being approved—for a handful of Bank of America credit cards. From the beginning, it wasn’t possible to earn those rewards if your Rakuten earning preference was set to American Express Membership Rewards; you could only earn rewards if your earning…
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